The new policy classifies the use, not the person.
- A registered professional, a bank employee or a day trader managing personal savings can qualify for Non-Professional rates on a personal account, provided the use is genuinely personal and non-business.
- The same individual can hold a Professional classification through work and a Non-Professional classification at home at the same time.
- Qualification is simpler: one standard attestation of six questions applies across all Tapes, so vendors can run a single sign-up flow for all consolidated data.